MSHDA MI Home Loan STEP Forward Program

Michigan State Housing Development Authority

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers in Michigan purchasing in targeted areas including Wayne County. Combines with MI Home Loan for competitive mortgage rates. Provides up to $7,500 in down payment/closing cost assistance.

Grant covers down payment and closing costs up to maximum

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 down payment assistance
  • For first-time homebuyers in targeted areas
  • Combines with MI Home Loan mortgage
  • Income and purchase price limits apply
  • Wayne County is eligible area

How to Apply

A grant-savvy contractor in Hamtramck, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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