Home Improvement Grants in Hanover.

Find grants, rebates, forgivable loans, and free programs for Hanover, MD, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hanover, MD, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Anne Arundel County Owner-Occupied Rehabilitation Program

Provides forgivable loans to income-eligible owner-occupants in Anne Arundel County for major home repairs and rehabilit...

Home Repair
Grant up to $10,000

Anne Arundel County Emergency Home Repair

Provides emergency repair grants to very low-income owner-occupants in Anne Arundel County for immediate health and safe...

Emergency
Grant up to $20,000

Anne Arundel County Accessibility Modification Program

Provides grants to income-eligible seniors (62+) and persons with disabilities for home accessibility modifications in A...

Seniors & Disability
Free lead hazard removal

Anne Arundel County Lead Paint Abatement Program

HUD-funded program to reduce lead-based paint hazards in Anne Arundel County homes built before 1978 where children unde...

Home Repair
Up to $8,000 in weatherization services

Maryland Weatherization Assistance Program (WAP)

Federally-funded program that provides free weatherization services to income-eligible Maryland households. Services inc...

Weatherization
Up to $25,000

Maryland Lead Hazard Reduction Grant & Loan Program

State program providing grants and zero-interest loans to homeowners and landlords to eliminate lead paint hazards in pr...

Home Repair
Deferred loan up to $20,000

Maryland Indoor Plumbing & Rehabilitation Program

Provides zero-interest deferred loans to install or upgrade indoor plumbing, including bathrooms, sewer connections, and...

Home Repair
Grant up to $15,000

Maryland Bay Restoration Fund Septic Upgrade Program

State-funded program to help homeowners upgrade failing or inadequate septic systems with nitrogen-removal technology to...

Home Repair
Rebates up to $7,500

BGE Home Performance with ENERGY STAR

BGE's comprehensive home energy efficiency program offering rebates for insulation, air sealing, HVAC improvements, and ...

Weatherization
Rebate up to $1,750

BGE Heat Pump Rebate Program

BGE offers rebates for installing qualifying high-efficiency air-source heat pumps that meet ENERGY STAR Most Efficient ...

Energy
Rebates up to $3,500

BGE Smart Energy Savers Program

Income-eligible program providing enhanced rebates and direct installation of energy-saving measures at no cost. Service...

Energy
Grant up to $1,000

Maryland Solar Energy Grant Program

State grant program providing up to $1,000 toward residential solar photovoltaic installations in Maryland. Grant is sta...

Solar/Renewable
Ongoing credits for solar production

BGE Solar Renewable Energy Credits

BGE purchases Solar Renewable Energy Credits (SRECs) from residential solar system owners, providing ongoing income for ...

Solar/Renewable
Deferred loan up to $50,000

Maryland HOME Rental Rehabilitation Program

Provides zero-interest deferred loans to landlords for rehabilitating rental properties, in exchange for setting aside u...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their di...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt an existing home to accommodate their d...

Veterans
Loan up to $50,000

Maryland Energy Financing Program

Low-interest financing for residential energy efficiency and renewable energy improvements in Maryland. Offers competiti...

Energy
Up to 100% property tax credit

Anne Arundel County Senior Citizens Real Property Tax Credit

Property tax credit for Anne Arundel County homeowners age 65 or older with limited income. Credit amount based on combi...

Property Tax Relief
Varies by income and property taxes

Maryland Homeowners' Property Tax Credit Program

State tax credit for homeowners whose property taxes exceed a certain percentage of their gross household income. Credit...

Property Tax Relief
Rebate up to $1,100

BGE High-Efficiency Water Heater Rebate

BGE offers rebates for installing high-efficiency gas water heaters and heat pump water heaters. Rebate amounts vary bas...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Hanover

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Frequently asked questions

What home improvement grants are available in Hanover, MD?

25 programs are currently listed for Hanover, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hanover have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hanover, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Hanover?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.