USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1%) for low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Up to 20-year repayment term available.

Loan at 1% fixed interest with up to 20-year term for eligible repairs

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Must be in USDA-eligible rural area
  • Income at or below 80% AMI required
  • Up to 20-year repayment term
  • Can be combined with Section 504 grant

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 253-3935

A grant-savvy contractor in Harker Heights, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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