Find grants, rebates, forgivable loans, and free programs for Harker Heights, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Harker Heights, TX, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services to income-qualified Texas households to reduce energy costs. Services include insu...
Provides major home repair and rehabilitation assistance to low-income homeowners in Bell County unincorporated areas an...
Offers rebates for qualifying high-efficiency electric heat pump installations in Oncor service territory, including Har...
Provides heavily discounted air conditioning tune-up services to Oncor customers in Harker Heights. Licensed contractor ...
Free in-home energy assessment provided by certified energy advisor. Includes installation of energy-saving devices like...
Provides loans up to $40,000 and grants up to $10,000 to very-low-income homeowners in eligible rural areas to repair, i...
Texas homeowners can claim the federal residential solar tax credit (30% of installation cost through 2032) and benefit ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...
Federal HOME funds administered by Texas to provide affordable housing opportunities including owner-occupied rehabilita...
Provides emergency repair grants to very low-income homeowners in Bell County for repairs that pose immediate threats to...
Provides minor home repairs and modifications for low-income seniors 60 and older to help them remain safely in their ho...
Provides free lead hazard assessments and remediation services to qualifying Texas families with children under 6 years ...
Offers rebates for qualifying high-efficiency natural gas equipment including furnaces, water heaters, and other applian...
Provides disaster recovery assistance to Texas homeowners affected by federally-declared disasters. Funding available fo...
Provides additional $10,000 homestead exemption for homeowners age 65 or older in Bell County, reducing property tax bur...
Provides additional $10,000 homestead exemption for disabled homeowners receiving Social Security disability benefits in...
Allows homeowners age 65 or older to defer paying property taxes on their homestead. Taxes accrue with 5% annual interes...
Provides funding for accessibility modifications to owner-occupied homes for persons with disabilities. Includes ramps, ...
Provides financial assistance to low-income homeowners for repair or replacement of failing sewer laterals on private pr...
Provides assistance for foundation repairs that threaten structural integrity of owner-occupied homes. Available through...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Harker Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Harker Heights, 21 programs do not require repayment, 1 is forgivable loan, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.