Home Improvement Grants in Harker Heights.

Find grants, rebates, forgivable loans, and free programs for Harker Heights, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Harker Heights, TX, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants21Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Provides free weatherization services to income-qualified Texas households to reduce energy costs. Services include insu...

Weatherization
Forgivable loan up to $35,000

Bell County CDBG Owner-Occupied Rehabilitation

Provides major home repair and rehabilitation assistance to low-income homeowners in Bell County unincorporated areas an...

Home Repair
Up to $2,500 rebate

Oncor Electric Heat Pump Rebate Program

Offers rebates for qualifying high-efficiency electric heat pump installations in Oncor service territory, including Har...

Energy
Up to $200 value at reduced cost

Oncor A/C Tune-Up Program

Provides heavily discounted air conditioning tune-up services to Oncor customers in Harker Heights. Licensed contractor ...

Energy
Free energy assessment ($300 value)

Oncor Home Energy Checkup

Free in-home energy assessment provided by certified energy advisor. Includes installation of energy-saving devices like...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 to very-low-income homeowners in eligible rural areas to repair, i...

Home Repair
Federal tax credit + net metering

Texas Solar Rights & Incentive Program

Texas homeowners can claim the federal residential solar tax credit (30% of installation cost through 2032) and benefit ...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...

Veterans
Up to $50,000 for rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds administered by Texas to provide affordable housing opportunities including owner-occupied rehabilita...

Home Repair
Up to $10,000 grant

Bell County Emergency Home Repair Program

Provides emergency repair grants to very low-income homeowners in Bell County for repairs that pose immediate threats to...

Emergency
Up to $5,000 for minor repairs

Texas Department of Aging Senior Home Repair

Provides minor home repairs and modifications for low-income seniors 60 and older to help them remain safely in their ho...

Seniors & Disability
Free lead hazard assessment and remediation

Texas Lead-Based Paint Hazard Reduction Program

Provides free lead hazard assessments and remediation services to qualifying Texas families with children under 6 years ...

Home Repair
Up to $1,200 in rebates

Atmos Energy Efficiency Rebate Program

Offers rebates for qualifying high-efficiency natural gas equipment including furnaces, water heaters, and other applian...

Energy
Varies by damage assessment

Texas General Land Office Disaster Recovery Program

Provides disaster recovery assistance to Texas homeowners affected by federally-declared disasters. Funding available fo...

Disaster
Additional $10,000 exemption

Bell County Senior Property Tax Exemption

Provides additional $10,000 homestead exemption for homeowners age 65 or older in Bell County, reducing property tax bur...

Property Tax Relief
Additional $10,000 exemption

Bell County Disability Property Tax Exemption

Provides additional $10,000 homestead exemption for disabled homeowners receiving Social Security disability benefits in...

Property Tax Relief
Defer all property taxes

Texas Property Tax Deferral for Seniors

Allows homeowners age 65 or older to defer paying property taxes on their homestead. Taxes accrue with 5% annual interes...

Property Tax Relief
Up to $20,000 for modifications

Texas Accessibility Modification Program

Provides funding for accessibility modifications to owner-occupied homes for persons with disabilities. Includes ramps, ...

Seniors & Disability
Up to $7,500 for lateral repairs

Bell County Sewer Lateral Repair Program

Provides financial assistance to low-income homeowners for repair or replacement of failing sewer laterals on private pr...

Home Repair
Up to $30,000 for foundation repair

Texas Foundation Repair Assistance Program

Provides assistance for foundation repairs that threaten structural integrity of owner-occupied homes. Available through...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Harker Heights

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Frequently asked questions

What home improvement grants are available in Harker Heights, TX?

25 programs are currently listed for Harker Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Harker Heights have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Harker Heights, 21 programs do not require repayment, 1 is forgivable loan, and 2 are rebates.

How do I apply for home repair grants in Harker Heights?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.