Home Improvement Grants in Haverhill.

Find grants, rebates, forgivable loans, and free programs for Haverhill, MA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Haverhill, MA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by Community Action, Inc. providing free energy efficiency upgrades...

Weatherization
Up to $15,000 down payment assistance

MassHousing ONE Mortgage Program

MassHousing provides affordable mortgage financing with down payment assistance up to $15,000 for first-time homebuyers ...

Homebuyer
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Mass Save offers rebates up to $10,000 for ductless and central air-source heat pumps installed by qualified contractors...

Energy
75-100% of cost covered

Mass Save Insulation & Air Sealing Rebates

Mass Save covers 75% of insulation and air sealing costs (100% for income-eligible customers) following a free home ener...

Weatherization
Forgivable loan up to $40,000

Haverhill Owner-Occupied Rehabilitation Program

City of Haverhill provides forgivable loans up to $40,000 for major home repairs and rehabilitation for low-to-moderate ...

Home Repair
Up to $25,000 loan/grant

Massachusetts Get the Lead Out Program

MassHousing offers low-interest loans and grants up to $25,000 for lead paint removal and window replacement in homes bu...

Home Repair
Up to $2,000 annual tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Massachusetts provides a refundable tax credit up to $2,000 for seniors age 65+ who paid property taxes or rent on their...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners in eligible rural areas near Ha...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. ...

Veterans
Up to $15,000 grant

Haverhill Accessibility Modification Program

City of Haverhill provides grants up to $15,000 for accessibility modifications in owner-occupied homes for low-to-moder...

Seniors & Disability
Up to $10,000 grant

Haverhill Emergency Home Repair Grant

Haverhill provides emergency repair grants up to $10,000 for owner-occupied homes facing immediate threats to health and...

Emergency
Up to $75,000 low-interest loan

Mass Solar Loan Program

Massachusetts Clean Energy Center offers low-interest loans up to $75,000 for residential solar photovoltaic systems and...

Solar/Renewable
Varies by system size, $0.30-0.40/kWh

SMART Solar Incentive Program

The Solar Massachusetts Renewable Target (SMART) program provides 10-year incentive payments for electricity generated b...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit (ITC) allows Haverhill homeowners to deduct 30% of the cost of installing a solar energy s...

Solar/Renewable
Up to $50,000 low-interest loan

Haverhill Septic System Betterment Loan

City of Haverhill offers low-interest betterment loans up to $50,000 for homeowners who need to repair, replace, or upgr...

Home Repair
Up to $6,000 tax credit over 4 years

Massachusetts Septic System Tax Credit

Massachusetts provides a tax credit up to $6,000 (40% of cost, max $1,500 per year) for repair or replacement of a faile...

Property Tax Relief
Varies by eligibility, up to $1,000

Haverhill Senior Property Tax Exemption (Clause 41C)

Haverhill offers property tax exemptions for senior citizens age 70+ who have owned and occupied their home for at least...

Property Tax Relief
Up to $1,500 property tax credit

Haverhill Senior Property Tax Work-Off Program

Haverhill seniors age 60+ can work up to 100 hours per year for the city in exchange for a property tax credit of up to ...

Property Tax Relief
Up to $750 rebate

Mass Save Water Heater Rebates

Mass Save offers rebates for high-efficiency water heaters including heat pump water heaters (up to $750), gas storage w...

Energy
Up to $50,000 forgivable loan

Haverhill HOME Investment Partnership Program

Federal HOME funds administered by Haverhill provide forgivable loans up to $50,000 for substantial rehabilitation of ow...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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