California Housing Finance Agency
State down payment assistance program providing 3.5% of purchase price or appraised value (whichever is less) as a deferred junior loan for first-time homebuyers in California, including Hayward. No monthly payment, due upon sale or refinance.
Assistance equals 3.5% of home value, assuming $715,000 median
Deadline: Ongoing program
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs