City of Hayward Housing Division (HOME/CDBG)
Provides down payment and closing cost assistance for first-time homebuyers purchasing in Hayward. Silent second loan is due upon sale, refinance, or transfer of property. Income limits apply.
Loan amount based on income and purchase price; no monthly payment
Deadline: Currently waitlisted, check for reopening
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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