Home Improvement Grants in Hayward.

Find grants, rebates, forgivable loans, and free programs for Hayward, CA, filtered to your situation.

As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hayward, CA, with individual awards up to $150,000. 5 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 30 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Hayward Owner-Occupied Rehabilitation Program

Provides major home repairs for low-income owner-occupied households in Hayward. Loan is forgiven after 15 years of cont...

Home Repair
Rebate up to $6,000

Hayward Sewer Lateral Assistance Program

Provides financial assistance for repair or replacement of private sewer lateral lines in Hayward. Rebate covers a porti...

Home Repair
Grant up to $15,000

Hayward ADA & Accessibility Modification Program

Provides grants for accessibility improvements such as wheelchair ramps, grab bars, widened doorways, and accessible bat...

Seniors & Disability
Free lead hazard removal

Alameda County Lead Safe Home Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Alameda County, incl...

Home Repair
Free weatherization up to $8,000

California Weatherization Assistance Program (WAP)

Federally-funded state program that provides free weatherization services including insulation, air sealing, heating sys...

Weatherization
Rebate up to $3,000

East Bay Community Energy Solar Incentive

Provides upfront rebates for residential solar installations in EBCE service territory, including Hayward. Additional in...

Solar/Renewable
Rebate up to $2,000

EBCE Heat Pump Water Heater Rebate

Rebate program for qualifying heat pump water heater installations in EBCE service area including Hayward. Heat pump wat...

Energy
Rebate up to $4,000

PG&E Home Upgrade Rebate - HVAC

PG&E rebates for upgrading to high-efficiency heat pumps and central air conditioning systems. Reduces energy consumptio...

Energy
Rebate up to $1,500

PG&E Insulation and Air Sealing Rebate

Rebates for attic insulation, air sealing, and duct sealing performed by PG&E-approved contractors. Improves energy effi...

Weatherization
Free energy upgrades

PG&E Energy Savings Assistance Program

No-cost energy efficiency upgrades for income-qualified PG&E customers in Hayward including weatherization, insulation, ...

Energy
Grant up to $3,000 for seismic retrofits

California Residential Mitigation Program (CRMP)

Provides grants to help California homeowners retrofit older homes to better withstand earthquakes. Covers foundation bo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Hayward to repair, improve, or...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their home for independent living. Covers accessibility...

Veterans
Financing up to $150,000

CaliforniaFIRST Residential PACE

Property Assessed Clean Energy (PACE) financing for energy efficiency, water conservation, and renewable energy improvem...

Solar/Renewable
Up to $8,000 in repairs

Habitat for Humanity East Bay Critical Home Repair

Provides critical home repairs for low-income homeowners in Alameda County including Hayward, with priority for seniors,...

Home Repair
Free or low-cost solar installation

GRID Alternatives Low-Income Solar

Nonprofit providing free or low-cost solar panel installations for qualifying low-income homeowners in the Bay Area incl...

Solar/Renewable
Rebate up to $1,200

Alameda County E-Bike Rebate Program

Provides rebates for e-bike purchases by income-qualified Alameda County residents including Hayward. Promotes sustainab...

Energy
Loan up to $10,000

Hayward Fire Sprinkler Retrofit Program

Low-interest loan program to assist homeowners in installing fire sprinkler systems in existing single-family homes in H...

Home Repair
Rebates up to $1,000

Hayward Water Conservation Rebate Program

Rebates for water-efficient fixtures and appliances including low-flow toilets, smart irrigation controllers, rain barre...

Energy
Loan up to $100,000

Hayward First-Time Homebuyer Assistance

Provides down payment and closing cost assistance for first-time homebuyers purchasing in Hayward. Silent second loan is...

Homebuyer
3.5% of purchase price or appraised value

CalHFA MyHome Assistance Program

State down payment assistance program providing 3.5% of purchase price or appraised value (whichever is less) as a defer...

Homebuyer
Federal tax credit worth 15-50% of mortgage interest

CalHFA Mortgage Credit Certificate (MCC)

Allows eligible California homebuyers to claim a federal tax credit equal to a percentage of their annual mortgage inter...

Homebuyer
Free curb ramp installation

Hayward ADA Curb Ramp & Sidewalk Program

City-funded program to install ADA-compliant curb ramps and repair sidewalks for residents with mobility disabilities. F...

Seniors & Disability
Rebate up to $5,000 for EVs

Alameda County Clean Vehicle Rebate

Provides rebates for purchase or lease of new battery electric, plug-in hybrid, or fuel cell vehicles for income-qualifi...

Energy
Varies by household size, income, and energy costs

California LIHEAP

Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Hayward

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Frequently asked questions

What home improvement grants are available in Hayward, CA?

30 programs are currently listed for Hayward, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hayward have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hayward, 17 programs do not require repayment, 1 is forgivable loan, and 8 are rebates.

How do I apply for home repair grants in Hayward?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.