Montana Housing First-Time Homebuyer Program

Montana Housing (Montana Housing Finance Authority)

Available Down Payment

About This Program

Montana Housing provides affordable mortgage financing and down payment assistance for first-time homebuyers in Helena and throughout Montana. Offers competitive interest rates and up to $7,500 in forgivable down payment assistance. Income and purchase price limits apply.

Down payment assistance is forgivable after 3 years of owner-occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 forgivable down payment assistance
  • Competitive interest rate mortgages
  • First-time homebuyers or no ownership in 3 years
  • Income and purchase price limits apply
  • Forgiven after 3 years of occupancy

How to Apply

A grant-savvy contractor in Helena, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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