Arkansas Mortgage Credit Certificate (MCC)

Arkansas Development Finance Authority

Available Down Payment

About This Program

Federal tax credit equal to 20% of annual mortgage interest paid, up to $2,000 per year. Available to first-time homebuyers using ADFA mortgage loans. Credit is claimed annually for the life of the loan.

20% of mortgage interest claimed as annual federal tax credit

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of mortgage interest as federal tax credit
  • Up to $2,000 annually
  • For first-time homebuyers
  • Must use ADFA mortgage loan
  • Credit available for life of loan

How to Apply

A grant-savvy contractor in Helena, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available with ADFA mortgage loans

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