Home Improvement Grants in Henderson.

Find grants, rebates, forgivable loans, and free programs for Henderson, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Henderson, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally-funded program providing free weatherization improvements to income-eligible households in Henderson and Rusk ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income homeowners in rural areas to repair, improve, or modernize their ho...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62+ in rural Henderson to remove health and safety hazards. Must...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt their homes to accommodate mobility needs. Grants can b...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their homes with special features like widened doorways...

Veterans
Up to $35,000 for owner-occupied rehab

Texas HOME Investment Partnerships Program

Federally-funded HOME program providing grants and forgivable loans for owner-occupied housing rehabilitation in Texas c...

Home Repair
Up to $30,000 forgivable loan

Henderson Owner-Occupied Rehabilitation Program

City of Henderson CDBG-funded program providing forgivable loans for major home repairs to income-eligible homeowners. L...

Home Repair
Up to $15,000 grant

Henderson ADA Accessibility Modification Program

Provides grants to modify homes for persons with disabilities in Henderson and Rusk County. Services include wheelchair ...

Seniors & Disability
Up to $8,500 emergency grant

Rusk County Emergency Home Repair Program

County-administered emergency repair grant for Rusk County homeowners facing immediate health and safety hazards. Covers...

Emergency
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in qualifying Texas homes built before 1978. Prior...

Home Repair
Up to $5,000 toward repairs

Henderson Sewer Lateral Repair Program

City of Henderson assists with repair or replacement of private sewer laterals connecting homes to the city main. Progra...

Home Repair
Up to $1,200 rebate

Oncor HVAC Efficiency Rebate Program

Rebates for Henderson residents served by Oncor who install qualifying high-efficiency central air conditioners or heat ...

Energy
Up to $500 rebate

Oncor Home Insulation Rebate

Rebates for Henderson homeowners served by Oncor who add qualifying attic or wall insulation. Helps reduce cooling costs...

Weatherization
Up to $650 rebate

Oncor Heat Pump Water Heater Rebate

Rebates for Henderson residents served by Oncor who replace electric resistance water heaters with qualifying ENERGY STA...

Energy
Up to $850 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebates for Henderson natural gas customers who install qualifying high-efficiency natural gas furnaces with AFUE rating...

Energy
Up to $500 rebate

Atmos Energy Tankless Water Heater Rebate

Rebates for Henderson natural gas customers who install qualifying tankless natural gas water heaters with Energy Factor...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels on your Henderson home. Credit applies to equipme...

Solar/Renewable
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas law exempts the added property value from solar panel installation from local property taxes. Henderson homeowners...

Solar/Renewable
$10,000 homestead exemption for seniors 65+

Rusk County Senior Property Tax Exemption

Texas homeowners age 65 or older qualify for an additional $10,000 homestead exemption on their Rusk County property tax...

Property Tax Relief
$10,000 homestead exemption for persons with disabilities

Texas Disability Property Tax Exemption

Texas homeowners with qualifying disabilities receive an additional $10,000 homestead exemption on their Rusk County pro...

Property Tax Relief
Partial to 100% exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans receive property tax exemptions based on VA disability rating: $5,000 (10-29%), $7,500 (30-49%),...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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