Home Improvement Grants in Highlands Ranch.

Find grants, rebates, forgivable loans, and free programs for Highlands Ranch, CO, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Highlands Ranch, CO, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 17 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-qualified households. Services include ...

Weatherization
Starting at $100 for comprehensive assessment and instant improvements

Xcel Energy Home Energy Squad

In-home energy assessment and instant improvements delivered by energy experts. Includes air sealing, LED bulbs, smart p...

Energy
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebates for qualifying air-source and ground-source heat pumps that replace electric or natural gas heating systems. Reb...

Energy
Up to $1,650 rebate

Xcel Energy Central Air Conditioning Rebate

Rebates for high-efficiency central air conditioning systems. Rebate amount depends on system efficiency rating (SEER2)....

Energy
Up to $1,000 rebate

Xcel Energy Home Insulation Rebate

Rebates for adding insulation to attics, walls, basements, and crawlspaces. Must be installed by a participating contrac...

Weatherization
Performance-based incentive, varies by system size

Xcel Energy Solar*Rewards Program

Incentive program for residential solar photovoltaic systems. Customers receive upfront incentive payment based on syste...

Solar/Renewable
Up to $800 rebate

Xcel Energy Evaporative Cooler Rebate

Rebates for new evaporative cooler installation or upgrades. Evaporative coolers use less energy than traditional AC in ...

Energy
Up to $125 rebate

Xcel Energy Smart Thermostat Rebate

Rebates for qualifying smart thermostats that optimize heating and cooling efficiency. Eligible models automatically adj...

Energy
Up to $800 rebate

Xcel Energy Electric Water Heater Rebate

Rebates for high-efficiency electric water heaters and heat pump water heaters. Higher rebates available for heat pump m...

Energy
Up to $75,000 loan

CHFA Single Family Rehabilitation Loan

Low-interest home repair and rehabilitation loans for income-qualified homeowners. Can be used for major repairs, system...

Home Repair
Up to $2,000 per household

Energy Outreach Colorado Emergency Bill Assistance

Emergency assistance for households struggling to pay heating and utility bills. Provides direct bill payment assistance...

Energy
Up to $5,000 grant

Douglas County Senior Home Repair Program

Provides emergency home repair grants for senior homeowners age 60+ in Douglas County. Focuses on health and safety repa...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants and Loans

Grants up to $7,500 for very low-income seniors age 62+ to remove health and safety hazards. Low-interest loans up to $2...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Gr...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their home for independent living. Covers modifications...

Veterans
Free lead hazard assessment and abatement

Colorado Lead-Based Paint Hazard Reduction Program

Free lead hazard assessment and abatement services for income-qualified homes built before 1978 with children under age ...

Home Repair
50% reduction on first $200,000 of home value

Colorado Senior Property Tax Exemption

Colorado seniors age 65+ who have owned and occupied their home for 10 consecutive years qualify for 50% property tax ex...

Property Tax Relief
Defer property taxes as interest-free loan

Colorado Senior Property Tax Deferral Program

Allows Colorado seniors age 60+ to defer payment of property taxes as an interest-free loan secured by a lien on the pro...

Property Tax Relief
Up to 50% reduction based on disability rating

Colorado Disabled Veteran Property Tax Exemption

Colorado disabled veterans with 100% VA disability rating can receive 50% property tax exemption on first $200,000 of ho...

Veterans
Up to $25,000 loan

CHFA Home Access Loan Program

Low-interest loans to help Colorado homeowners with disabilities make accessibility modifications. Covers ramps, stair l...

Seniors & Disability
Up to FHA loan limits plus renovation costs

FHA 203(k) Rehabilitation Mortgage

Allows homebuyers or owners to finance both the purchase (or refinance) and rehabilitation of a home with a single mortg...

Home Repair
Up to conforming loan limits plus renovation costs

Fannie Mae HomeStyle Renovation Mortgage

Conventional mortgage that allows borrowers to finance both the purchase or refinance of a home plus renovation costs. C...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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