Find grants, rebates, forgivable loans, and free programs for Hillsborough, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hillsborough, NJ, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program that helps low-income households reduce energy costs through comprehensive home weatherization ...
Provides grants to low- and moderate-income homeowners for essential home repairs including roofing, heating systems, pl...
Provides free lead hazard identification and abatement services for households with children under age 6 living in pre-1...
Forgivable loan program for owner-occupied homes in Somerset County needing substantial repairs. Loan is forgiven after ...
CDBG-funded grants for accessibility modifications to help elderly and disabled Hillsborough residents remain safely in ...
Annual $250 property tax deduction for Hillsborough homeowners age 65 or older who have lived in New Jersey for at least...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Partic...
Comprehensive home energy assessment and rebates for PSEG electric and gas customers. After a subsidized energy audit, r...
Rebates for high-efficiency air-source and ground-source heat pumps installed in PSEG service territory. Incentives incl...
New Jersey's Transition Renewable Energy Certificate (TREC) program provides 15-year performance-based payments for resi...
Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or moderni...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...
Grants for veterans with certain service-connected disabilities (blindness in both eyes or loss/loss of use of hands) to...
Rebates for ENERGY STAR certified appliances including clothes washers, refrigerators, and heat pump water heaters. Ince...
Instant rebates on qualifying smart thermostats purchased through program partners. Smart thermostats optimize heating a...
Earn $50 for recycling working room air conditioners and dehumidifiers. PSEG provides free pickup and environmentally re...
Comprehensive no-cost energy efficiency improvements for income-qualified households. Services include new heating/cooli...
Whole-home energy efficiency program offering comprehensive improvements and incentives up to $10,000. After an energy a...
Zero-interest deferred loan for low- and moderate-income homeowners to address code violations and health/safety issues....
Provided grants to eligible homeowners affected by Superstorm Sandy for home rehabilitation, reconstruction, or elevatio...
Federally-funded program providing heating assistance to low-income households. Benefits paid directly to energy provide...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Hillsborough, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hillsborough, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.