Home Improvement Grants in Hixson.

Find grants, rebates, forgivable loans, and free programs for Hixson, TN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hixson, TN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 in weatherization services

Tennessee Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency upgrades to income-qualified households in Hamilton County. Se...

Weatherization
Up to $1,500 rebate

EPB Heat Pump Rebate Program

EPB offers rebates for qualifying electric heat pump installations in Hixson and greater Chattanooga. Rebate amounts var...

Energy
Up to $450 rebate

EPB Water Heater Rebate

Rebates for installing high-efficiency electric water heaters or heat pump water heaters in EPB service territory. Heat ...

Energy
Up to $500 rebate

EPB Home Insulation Rebate

Rebate for adding insulation to attics, walls, or crawl spaces to improve home energy efficiency. Requires professional ...

Weatherization
Forgivable loan up to $30,000

Hamilton County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in unincorporated Hamilto...

Home Repair
Up to $10,000 grant

Hamilton County Emergency Home Repair Program

Grant program for emergency home repairs that pose immediate threats to health and safety for very low-income homeowners...

Emergency
Up to $15,000 grant

Hamilton County Home Accessibility Modification Program

Provides grants for home modifications to improve accessibility for residents with disabilities or mobility limitations....

Seniors & Disability
Competitive interest rate + down payment assistance

THDA Great Choice Home Loan

Tennessee's primary homebuyer program offering below-market interest rates and optional down payment assistance up to $1...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Hixso...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Eli...

Veterans
Free lead hazard removal

Tennessee Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in qualifying homes in Hamilton County built before 1978 with c...

Home Repair
Up to $100 rebate

EPB Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat to optimize heating and cooling efficiency. Smart the...

Energy
Up to $200 in LED rebates

EPB LED Lighting Rebate

Instant rebates and mail-in rebates for purchasing ENERGY STAR certified LED bulbs and fixtures. LEDs use 75% less energ...

Energy
Up to $2,500 in rebates

TVA eScore Energy Upgrade Incentive

TVA's comprehensive home energy upgrade program offering rebates for qualifying improvements that improve your home's eS...

Weatherization
Monthly credits for solar production

EPB Solar Generation Partners Program

Net metering program for EPB customers who install qualifying solar photovoltaic systems. Excess solar energy sent back ...

Solar/Renewable
30% tax credit on solar costs

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the total cost of installing a residential solar energy system, including equipment a...

Solar/Renewable
Up to $5,000 forgivable loan

Hamilton County Septic System Repair Assistance

Provides forgivable loans to low-income homeowners in Hamilton County for repair or replacement of failing septic system...

Home Repair
Up to $5,000 grant

Hamilton County Senior Home Repair Program

Grant program for seniors 60+ in Hamilton County to address critical home repairs and accessibility improvements. Priori...

Seniors & Disability
Up to $600 per heating season

Tennessee LIHEAP Energy Assistance

Low Income Home Energy Assistance Program providing help with heating bills for income-qualified households. Priority fo...

Energy
Free or low-cost course

THDA Homebuyer Education Course

HUD-approved homebuyer education required for THDA loan programs and recommended for all first-time buyers. Covers budge...

Homebuyer Ed

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Hixson

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Frequently asked questions

What home improvement grants are available in Hixson, TN?

25 programs are currently listed for Hixson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hixson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hixson, 14 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Hixson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.