Home Improvement Grants in Hobart.

Find grants, rebates, forgivable loans, and free programs for Hobart, IN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hobart, IN, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Hobart Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for low- to moderate-income owner-occupied households in Hobart. Loan is f...

Home Repair
Grant up to $15,000

Hobart ADA Accessibility Modification Grant

Provides accessibility modifications for income-qualified Hobart homeowners with disabilities or seniors aging in place....

Seniors & Disability
Up to $5,000 grant

Hobart Sewer Lateral Repair Assistance

Assists income-qualified Hobart homeowners with emergency sewer lateral repairs or replacements on private property. Hel...

Home Repair
Grant up to $7,500

Hobart Senior Home Repair Grant

Provides critical home repairs for Hobart residents age 62 and older who wish to age in place safely. Covers health and ...

Seniors & Disability
Up to $8,000 in weatherization services

Indiana Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered through Lake County Community Action Partnership. Provides free ins...

Weatherization
Forgivable loan up to $20,000

IHCDA HOME Repair Program

State HOME-funded rehabilitation program for homeowners in Lake County with income at or below 80% AMI. Provides forgiva...

Home Repair
Free lead hazard removal

Indiana Lead-Safe Housing Program

State-funded lead hazard control for homes built before 1978 in Lake County with children under age 6. Provides free lea...

Home Repair
Up to $850 rebate

NIPSCO High-Efficiency HVAC Rebate

NIPSCO offers rebates for installation of high-efficiency natural gas furnaces and central air conditioners. Furnaces mu...

Energy
Up to $500 rebate

NIPSCO Home Insulation Rebate

Rebates for attic, wall, or basement insulation improvements that meet minimum R-value requirements. Must include energy...

Weatherization
$100 rebate

NIPSCO Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Eligible thermostats must be programma...

Energy
Up to $300 rebate

NIPSCO High-Efficiency Water Heater Rebate

Rebates for ENERGY STAR certified natural gas water heaters with 0.67 Energy Factor or higher. Tankless water heaters re...

Energy
Free energy efficiency upgrades

NIPSCO Income-Qualified Energy Efficiency Program

Free energy efficiency improvements for NIPSCO customers at or below 60% of state median income. Includes free home ener...

Energy
Billing credits for solar generation

NIPSCO Solar Net Metering Program

Net metering program allows residential solar customers to receive retail rate credits for excess electricity generated ...

Solar/Renewable
30% of system cost tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing solar panels and battery storage systems on residential property. N...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program offering low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible disabiliti...

Veterans
Up to $5,000 emergency grant

Lake County Emergency Home Repair Program

Emergency assistance for critical home repairs that pose immediate health and safety threats to Lake County residents. P...

Emergency
Up to 60% assessed value reduction

Indiana Homestead Deduction

Indiana's standard homestead deduction reduces the assessed value of your primary residence by up to 60% (maximum $48,00...

Property Tax Relief
Additional assessed value reduction

Indiana Over-65 Property Tax Deduction

Additional property tax deduction for Indiana homeowners age 65 or older. Reduces assessed value by up to $14,000 in add...

Property Tax Relief
Up to 100% property tax exemption

Indiana Disabled Veteran Property Tax Deduction

Indiana veterans with service-connected disabilities rated at 10% or higher by the VA receive property tax deductions. D...

Property Tax Relief
Up to $7,500 grant

IHCDA First Place Down Payment Assistance

Down payment assistance grant for first-time homebuyers in Indiana with household income at or below 80% AMI. Grant does...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Hobart

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Frequently asked questions

What home improvement grants are available in Hobart, IN?

26 programs are currently listed for Hobart, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hobart have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hobart, 19 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Hobart?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.