Find grants, rebates, forgivable loans, and free programs for Hobart, IN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hobart, IN, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance for low- to moderate-income owner-occupied households in Hobart. Loan is f...
Provides accessibility modifications for income-qualified Hobart homeowners with disabilities or seniors aging in place....
Assists income-qualified Hobart homeowners with emergency sewer lateral repairs or replacements on private property. Hel...
Provides critical home repairs for Hobart residents age 62 and older who wish to age in place safely. Covers health and ...
Federally-funded weatherization program administered through Lake County Community Action Partnership. Provides free ins...
State HOME-funded rehabilitation program for homeowners in Lake County with income at or below 80% AMI. Provides forgiva...
State-funded lead hazard control for homes built before 1978 in Lake County with children under age 6. Provides free lea...
NIPSCO offers rebates for installation of high-efficiency natural gas furnaces and central air conditioners. Furnaces mu...
Rebates for attic, wall, or basement insulation improvements that meet minimum R-value requirements. Must include energy...
Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Eligible thermostats must be programma...
Rebates for ENERGY STAR certified natural gas water heaters with 0.67 Energy Factor or higher. Tankless water heaters re...
Free energy efficiency improvements for NIPSCO customers at or below 60% of state median income. Includes free home ener...
Net metering program allows residential solar customers to receive retail rate credits for excess electricity generated ...
Federal tax credit for 30% of the cost of installing solar panels and battery storage systems on residential property. N...
Federal program offering low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, ...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible...
Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible disabiliti...
Emergency assistance for critical home repairs that pose immediate health and safety threats to Lake County residents. P...
Indiana's standard homestead deduction reduces the assessed value of your primary residence by up to 60% (maximum $48,00...
Additional property tax deduction for Indiana homeowners age 65 or older. Reduces assessed value by up to $14,000 in add...
Indiana veterans with service-connected disabilities rated at 10% or higher by the VA receive property tax deductions. D...
Down payment assistance grant for first-time homebuyers in Indiana with household income at or below 80% AMI. Grant does...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Hobart, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hobart, 19 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.