Utah Housing Corporation FirstHome Program

Utah Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Utah. Must complete homebuyer education and meet income limits. Available as a forgivable second mortgage with 3-5 year forgiveness period.

Down payment assistance amount varies by county; estimate based on Salt Lake County average

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits apply by county (up to 115% AMI)
  • Forgivable second mortgage over 3-5 years
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Holladay, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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