Wake County Down Payment Assistance

Wake County Community Services

Available Down Payment

About This Program

Forgivable second-mortgage loan for down payment and closing cost assistance to first-time homebuyers purchasing in Wake County. Loan is forgiven after 15 years of owner-occupancy.

Forgivable loan, forgiven after 15 years of continuous occupancy

Key Details

  • Up to $25,000 for down payment and closing costs
  • For first-time homebuyers in Wake County
  • Income at or below 80% AMI
  • Forgiven after 15 years of owner-occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Holly Springs, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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