Home Improvement Grants in Homestead.

Find grants, rebates, forgivable loans, and free programs for Homestead, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Homestead, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Florida Weatherization Assistance Program (WAP)

Federal weatherization program administered by the state to improve energy efficiency in low-income households. Services...

Weatherization
Financing varies by project scope

Florida PACE (Property Assessed Clean Energy)

Financing program for energy efficiency and renewable energy improvements, repaid through property tax assessments over ...

Solar/Renewable
Up to $10,000 for rehab

State Housing Initiatives Partnership (SHIP)

State-funded housing assistance program distributed through local governments for owner-occupied rehabilitation, new hom...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 to very-low-income homeowners to repair, improve, or modernize homes in eligible rural ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards in eligible rural areas. Gran...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain permanent and total service-connected disabilities to construct or modify a hom...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt a ...

Veterans
Free energy audit

FPL Free Home Energy Survey

Free in-home energy survey by FPL to identify ways to save energy and money. Survey includes personalized recommendation...

Energy
Up to $1,650 rebate

FPL HVAC Rebate Program

Rebates for FPL residential customers who install high-efficiency central air conditioning or heat pump systems. Rebate ...

Energy
Up to $200 rebate

FPL Pool Pump Rebate

Rebate for FPL customers who replace an existing single-speed pool pump with a variable-speed model. Variable-speed pump...

Energy
Up to $500 rebate

FPL Heat Pump Water Heater Rebate

Rebate for FPL residential customers who install qualifying heat pump water heaters. Heat pump water heaters use up to 6...

Energy
Sales tax exemption on solar equipment

Florida Solar Energy System Sales Tax Exemption

Florida exempts solar energy system equipment from state sales tax, saving about 6% on total installation costs. Include...

Solar/Renewable
Property tax exemption for solar added value

Florida Solar Energy System Property Tax Exemption

Florida exempts the added home value from solar installations from property tax assessment through 2037. Solar systems i...

Solar/Renewable
30% tax credit through 2032

Federal Residential Solar Tax Credit (ITC)

Federal tax credit worth 30% of solar installation costs including equipment and labor for installations completed by De...

Solar/Renewable
Up to $50,000 forgivable loan

Miami-Dade Owner-Occupied Rehabilitation Program

Provides forgivable loans to low-income homeowners in Miami-Dade County for major home repairs and rehabilitation. Loan ...

Home Repair
Up to $10,000 grant

Miami-Dade Emergency Home Repair Program

Provides emergency home repairs for very-low-income elderly or disabled homeowners in Miami-Dade County. Addresses immed...

Emergency
Up to $25,000 for accessibility modifications

Miami-Dade Home Accessibility Modification Program

Provides grants and forgivable loans to low-income homeowners in Miami-Dade County to make accessibility modifications f...

Seniors & Disability
Up to $10,000 for hurricane hardening

Miami-Dade Hurricane Mitigation Grant Program

Provides matching grants to low-income homeowners in Miami-Dade County for hurricane mitigation improvements such as imp...

Disaster
Free lead hazard removal

Miami-Dade Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes in Miami-Dade County with childr...

Home Repair
Up to $7,500 for sewer connection

Miami-Dade County Sewer Connection Assistance

Financial assistance for low-income homeowners in Miami-Dade County required to connect to public sewer when septic syst...

Home Repair
Up to $100,000 for hurricane repair

Rebuild Florida Home Repair Program

HUD CDBG-DR funded program providing home repair, replacement, and mitigation assistance to homeowners affected by Hurri...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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