👴

Texas Over-65 & Disabled Person Property Tax Exemption

Texas Comptroller / Harris Central Appraisal District (HCAD)

open state

About This Program

Texans age 65 or older, or those with a qualifying disability, receive an additional $60,000 school district property tax exemption on top of the standard homestead exemption, plus a school tax ceiling (freeze) that prevents school taxes from increasing. Harris County offers an additional $10,000 exemption for seniors/disabled. Property taxes on the homestead may be deferred entirely until the property is sold.

Additional $60,000 exemption at ~2.2% = ~$1,320 additional savings; plus tax ceiling locks school taxes at current level for life.

Key Details

  • Must be 65+ or have qualifying disability as of January 1
  • Additional $60,000 school district exemption on top of $100,000 homestead exemption
  • School property tax freeze — never increases once cap is established
  • Harris County adds $10,000 extra exemption for seniors/disabled
  • Option to defer all property taxes until home is sold

How to Apply

Deadline: April 30

Find More Programs in Houston, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs Find a Contractor