Home Improvement Grants in Hudson.

Find grants, rebates, forgivable loans, and free programs for Hudson, MA, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hudson, MA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Massachusetts Weatherization Assistance Program (WAP)

State-funded weatherization program providing free energy efficiency upgrades including insulation, air sealing, and hea...

Weatherization
Free lead paint removal

Massachusetts Lead Paint Abatement Program

State-mandated lead paint removal program for homes built before 1978 where a child under 6 with elevated blood lead lev...

Home Repair
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Rebates for installation of ductless mini-split and central air-source heat pumps for heating and cooling. Available to ...

Energy
75-100% of insulation cost

Mass Save Home Insulation Rebates

Rebates covering 75% (100% for income-qualified) of insulation costs for attics, basements, and walls following a no-cos...

Weatherization
Up to $1,100 rebate

Mass Save Water Heater Rebates

Rebates for high-efficiency gas and electric water heaters, heat pump water heaters, and indirect water heaters. Availab...

Energy
Ongoing solar credits

Massachusetts Solar Renewable Energy Credits (SRECs)

Solar Renewable Energy Credits paid to Hudson homeowners for electricity generated by residential solar panels. Credits ...

Solar/Renewable
30% of solar system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a solar photovoltaic system on your Hudson home. Credit applie...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Hudson to repair or improve th...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt a fa...

Veterans
Up to $50,000 deferred loan

Massachusetts Housing Partnership Rehabilitation Program

Deferred-payment rehabilitation loans for eligible homeowners in Hudson to fund major repairs including roofs, heating s...

Home Repair
Up to $1,320 state income tax credit

Massachusetts Senior Circuit Breaker Tax Credit

State income tax credit for Massachusetts seniors 65+ whose property tax or rent exceeds 10% of total income. Credit amo...

Property Tax Relief
Loans up to $50,000

Massachusetts Title 5 Septic Loan Program

Low-interest loans (0% for income-qualified households) for repair or replacement of failed septic systems in Hudson. Co...

Home Repair
Deferred loan up to $30,000

Massachusetts Accessible Housing Rehabilitation Program

Zero-interest, deferred-payment loans for income-qualified homeowners in Hudson to make accessibility modifications for ...

Seniors & Disability
15-19% monthly discount

National Grid Income Eligible Discount Rate

Discount on monthly electric and gas bills for income-qualified Hudson residents served by National Grid. Provides 15-19...

Energy
Up to $4,000 in rebates

Mass Save Gas Heating Equipment Rebates

Rebates for high-efficiency gas boilers, furnaces, and combination systems for Hudson homeowners. Rebate amounts vary by...

Energy
Loans up to $30,000

Massachusetts Home Modification Loan Program

Low-interest home modification loans for Hudson homeowners to make accessibility improvements for aging in place or disa...

Seniors & Disability
Loans up to $40,000

Massachusetts Get The Lead Out Program

Low-interest loans for full lead paint removal (deleading) in homes built before 1978 in Hudson. Enables property owners...

Home Repair
Up to $1,800 heating assistance

Massachusetts Low Income Home Energy Assistance (LIHEAP)

Federal fuel assistance program helping income-qualified Hudson households pay heating bills during winter months. Benef...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Hudson, MA?

23 programs are currently listed for Hudson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hudson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hudson, 13 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Hudson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.