Texas Home Loan Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

State mortgage revenue bond program offering competitive interest rates plus optional down payment and closing cost assistance for first-time homebuyers in Texas. Can be combined with federal tax credits for additional savings.

Down payment assistance typically 3-5% of purchase price

Key Details

  • Down payment assistance up to $15,000
  • Competitive interest rates on home loans
  • For first-time homebuyers
  • Income limits apply (typically 115% AMI)
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Huntsville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Huntsville, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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