Home Improvement Grants in Hutto.

Find grants, rebates, forgivable loans, and free programs for Hutto, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hutto, TX, with individual awards up to $200,000. 7 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA providing free energy efficiency improvements to income-eligible househol...

Weatherization
Forgivable loan up to $35,000

Williamson County Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for owner-occupied homes in Williamson County. Loans...

Home Repair
Up to $10,000 grant

Williamson County Emergency Home Repair

Emergency repair grants for owner-occupied households with urgent health and safety issues. Priority given to seniors an...

Emergency
Up to $25,000 forgivable loan

Williamson County Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes where a household member has a documented disability. Modi...

Seniors & Disability
Up to $1,200 in rebates

Oncor Home Energy Efficiency Rebate Program

Oncor provides rebates for energy efficiency improvements including HVAC tune-ups, insulation, air sealing, duct sealing...

Energy
Up to $1,500 rebate

Oncor Heat Pump Rebate

Rebate for installation of qualifying high-efficiency electric heat pumps. Rebate amount varies based on SEER2 rating an...

Energy
Up to $800 in rebates

Atmos Energy Efficiency Program

Rebates for natural gas customers who install high-efficiency furnaces, tankless water heaters, programmable thermostats...

Energy
100% property tax exemption on solar value

Texas Solar Rights & Property Tax Exemption

Texas law prohibits HOAs from banning solar installations and exempts the added value of solar energy systems from prope...

Solar/Renewable
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit equal to 30% of the cost of installing solar panels, battery storage, and other qualifying clean ener...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing grants up to $10,000 for seniors 62+ and loans up to $40,000 for very low-income homeowners in el...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $30,000 grant/loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for owner-occupied housing rehabilitation in eligible jurisdictions. Provides g...

Home Repair
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loan for Texas veterans who own and occupy their home. Loan can be used for repairs, impro...

Veterans
Up to $5,000 grant

Williamson County Senior Home Repair Program

Grant program for homeowners age 60+ in Williamson County for minor home repairs that improve safety and livability. Pri...

Seniors & Disability
Up to $1,000 builder incentive

Texas ENERGY STAR New Homes Incentive

Incentive for purchasing a new ENERGY STAR certified home in Oncor service territory. Builder typically passes incentive...

Energy
Up to $8,000 forgivable loan

Williamson County Sewer Lateral Repair Program

Forgivable loan for repair or replacement of failed sewer lateral lines from home to public sewer main. Available to inc...

Home Repair
Free lead hazard removal

Texas Lead-Safe Homes Program

State-funded program to reduce lead-based paint hazards in pre-1978 homes where children under 6 reside. Services provid...

Home Repair
Up to $200,000 grant

Texas General Land Office Disaster Recovery Program

HUD CDBG Disaster Recovery funds administered by Texas GLO after major disasters. Assists homeowners with unmet recovery...

Disaster
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchasing and installing qualifying ENERGY STAR smart thermostats. Available to all Oncor residential custom...

Energy
Up to $400 rebate

Oncor Energy-Efficient Pool Pump Rebate

Rebate for replacing an existing single-speed pool pump with an ENERGY STAR certified variable-speed pool pump. Availabl...

Energy
Additional $10,000 homestead exemption

Texas Senior Property Tax Exemption

Additional $10,000 homestead exemption for homeowners age 65 or older. Also freezes school district taxes at the amount ...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Hutto

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Hutto, TX?

26 programs are currently listed for Hutto, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hutto have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hutto, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Hutto?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.