Indiana Housing and Community Development Authority (IHCDA)
Federal tax credit equal to 25% of annual mortgage interest paid, reducing federal taxes owed (not just a deduction). First-time buyers or targeted census tracts. Stackable with First Step and Next Home. Income and purchase price limits apply.
First-time buyer, stacks with DPA programs
Deadline: Claim at purchase, applies every tax year
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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