Find grants, rebates, forgivable loans, and free programs for Irondequoit, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Irondequoit, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-qualified owner-occupants in Monroe County. Loan is forgiven ...
Federally funded program that provides free energy efficiency improvements to low-income households. Services include in...
NYSERDA's enhanced weatherization program for income-qualified New Yorkers. Provides comprehensive energy efficiency upg...
Rebates for qualifying air-source and ground-source heat pumps installed by participating contractors. Incentive amounts...
Comprehensive home energy assessment ($150 value) available for $25 co-pay. Includes blower door test, infrared imaging,...
Rebates for ENERGY STAR certified appliances including electric water heaters, heat pump water heaters, refrigerators, a...
Free lead hazard assessment and remediation for homes built before 1978 with children under age 6 or pregnant women. Ser...
Grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in their homes. ...
Emergency and essential home repairs for homeowners age 60+ in Monroe County. Covers health and safety repairs including...
USDA loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize their ...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...
Grants for veterans with certain service-connected disabilities to modify their home for accessibility. Eligible disabil...
Financial assistance for emergency repairs to private sewer laterals for income-qualified homeowners in Monroe County. C...
Federally funded HOME program providing forgivable loans for comprehensive home rehabilitation. Covers health, safety, a...
Statewide incentive program for residential solar PV installations. Incentive is calculated per watt based on system siz...
Enhanced solar incentive for low-to-moderate income homeowners (income at or below 80% area median). Provides additional...
RG&E's Make-Ready program covers costs to upgrade electrical service and install wiring for Level 2 EV chargers at resid...
State program activated following federally declared disasters to assist homeowners with unmet recovery needs. Provides ...
State tax credit for qualified rehabilitation of historic homes listed on the National or State Register, or contributin...
Enhanced property tax exemption for senior homeowners age 65+ with income below $98,700 (2024). Provides exemption on sc...
CDBG-funded emergency home repair grants for income-qualified owner-occupants in Irondequoit. Addresses urgent health an...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Irondequoit, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Irondequoit, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.