CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers purchasing in California. Offers 3.5% of purchase price or $10,000 (whichever is less) as a silent second loan with 0% interest, deferred payment until home is sold or refinanced.

Assistance calculated as 3.5% of home price, max $10,000

Key Details

  • Down payment assistance up to $10,000
  • For first-time homebuyers
  • 0% interest deferred loan
  • No monthly payment on assistance loan
  • Must use participating lender

How to Apply

Deadline: Ongoing program

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