Find grants, rebates, forgivable loans, and free programs for Irving, TX, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Irving, TX, with individual awards up to $200,000. 6 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for owner-occupied households in Irving with income at or below 80% AMI. Forgivable loan aft...
Grant assistance for emergency repairs that pose immediate threats to health and safety of owner-occupied households in ...
Provides accessibility modifications for Irving homeowners with disabilities who meet income requirements at or below 80...
Grant program for Irving homeowners age 62 and older with income at or below 80% AMI. Covers critical repairs, safety im...
Federally funded weatherization program administered by Dallas County for Irving residents at or below 200% of federal p...
Rebate program for Oncor customers in Irving who complete qualifying energy efficiency improvements. Includes rebates fo...
Rebate for Oncor customers in Irving who install qualifying high-efficiency electric heat pump systems. Rebate amounts v...
Incentive program for Oncor customers who install solar panels paired with battery storage systems. Provides upfront inc...
Rebate program for Atmos Energy natural gas customers in Irving who install qualifying high-efficiency gas furnaces, wat...
Rebate for Irving homeowners who install qualifying high-efficiency natural gas furnaces with AFUE rating of 95% or high...
Low-interest home improvement loan for Texas homeowners meeting income limits. Can be used for major repairs, energy eff...
State and HUD-funded program to remove lead-based paint hazards from qualifying pre-1978 homes with children under age 6...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers a...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...
Federal HOME funds administered by Dallas County for major home rehabilitation in unincorporated areas and participating...
HUD Community Development Block Grant Disaster Recovery funds administered by Texas GLO for homes damaged by declared di...
Federal tax credit for 30% of the cost of solar panel systems and battery storage installed on homes in Irving. Credit c...
General homestead exemption reduces the taxable value of your Irving home by up to $100,000 for school taxes and various...
Additional homestead exemption for Irving homeowners age 65 or older, or those with qualifying disabilities. Provides at...
Partial to full property tax exemption for disabled veterans in Irving based on disability rating. Veterans with 100% se...
Financial assistance for low-income Irving homeowners to repair or replace private water and sewer lateral lines. Covers...
Down payment and closing cost assistance for first-time homebuyers purchasing in Irving city limits. Forgivable loan tha...
Free HUD-certified homebuyer education course for Irving residents. Covers budgeting, mortgages, home selection, and hom...
Emergency rental and utility assistance for Irving renters who have experienced financial hardship. Pays past-due and fu...
Federally funded program administered by Dallas County to help low-income Irving households pay heating and cooling bill...
Specialized assistance for Irving homeowners facing foundation issues due to soil conditions common in North Texas. Forg...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Irving, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Irving, 21 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.