Find grants, rebates, forgivable loans, and free programs for Islip, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Islip, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-qualified owner-occupants in Islip. Loan is forgiven after 5 ...
Provides emergency repair grants for owner-occupied homes in Islip facing immediate health and safety hazards. Income mu...
Provides grants for accessibility modifications to homes occupied by persons with disabilities or seniors age 62+. Cover...
Provides forgivable loans to repair or replace failing private sewer laterals for income-qualified homeowners in Islip. ...
Provides small repair grants to senior citizens age 62+ in Islip for minor but critical home repairs. Covers health and ...
Federally funded program providing free weatherization services to income-qualified households in New York. Includes ins...
Free in-home energy assessment for PSEG Long Island customers. Technician installs free energy-saving products (LED bulb...
Rebates for PSEG Long Island customers who install qualifying ENERGY STAR air-source or ground-source heat pumps. Rebate...
Rebates for PSEG Long Island customers who add qualifying attic, basement, or wall insulation installed by participating...
Statewide incentives for residential heat pump installation to replace fossil fuel heating systems. Offers rebates, fina...
State incentive for residential solar photovoltaic installations in New York. Incentive amount decreases as more solar i...
Rebate for PSEG Long Island customers who purchase and install qualifying Wi-Fi smart thermostats. Helps reduce heating ...
HUD-funded program providing free lead-based paint hazard remediation in homes built before 1978 with children under age...
Loans and grants for very-low-income rural homeowners to repair, improve, or modernize homes. Grants up to $10,000 avail...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Also availabl...
Federally funded HOME program providing forgivable loans for major home repairs to income-qualified homeowners in Suffol...
Forgivable loan to assist first-time homebuyers with down payment and closing costs for purchase of a primary residence ...
Provided assistance to homeowners impacted by Superstorm Sandy and other federally declared disasters. Funded home repai...
Rebate for PSEG Long Island customers who purchase and install qualifying Level 2 electric vehicle charging equipment at...
Rebate for PSEG Long Island customers who install ENERGY STAR certified replacement windows. Must meet U-factor and Sola...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Islip, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Islip, 14 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.