Home Improvement Grants in Jackson.

Find grants, rebates, forgivable loans, and free programs for Jackson, MI, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jackson, MI, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Michigan residents to reduce energy costs. Includes insulation, air sea...

Weatherization
Loans up to $15,000

MSHDA Home Improvement Loan Program

Low-interest home improvement loans for Michigan homeowners through MSHDA participating lenders. Covers major repairs an...

Home Repair
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

State-funded lead hazard remediation for Michigan homes built before 1978 where children under age 6 or pregnant women r...

Home Repair
Forgivable loan up to $35,000

City of Jackson Owner-Occupied Rehabilitation Program

CDBG-funded major home rehabilitation for income-eligible owner-occupants within Jackson city limits. Addresses critical...

Home Repair
Up to $10,000 grant

City of Jackson Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Jackson city limits facing immediate threats to health and saf...

Emergency
Up to $15,000 for accessibility

Jackson County Accessibility Modification Program

Grant program for seniors and people with disabilities to make accessibility modifications to owner-occupied homes in Ja...

Seniors & Disability
Up to $7,000 in combined rebates

Consumers Energy Home Energy Efficiency Rebates

Rebates for Consumers Energy customers in Jackson who install qualifying energy-efficient equipment including furnaces, ...

Energy
Up to $2,500 rebate

Consumers Energy Heat Pump Rebate

Rebate for Consumers Energy residential customers in Jackson who install qualifying air-source or ground-source heat pum...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans and grants for very low-income homeowners in eligible rural areas near Jackson to repair, improv...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home in Jackson...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home in Jackson or nationwide. Eligible disabi...

Veterans
Up to $30,000 per unit

Jackson County HOME Investment Partnerships Program

Federal HOME funds administered by Jackson County for rehabilitation of owner-occupied homes. Addresses significant heal...

Home Repair
Up to $5,000 grant

Jackson County Senior Home Repair Program

Minor home repair grants for Jackson County seniors age 60+ with limited income. Covers small but critical repairs that ...

Seniors & Disability
Up to $7,500 grant or low-interest loan

Jackson Sewer Lateral Repair Assistance

Financial assistance for income-eligible Jackson homeowners to repair or replace failing private sewer laterals. Prevent...

Home Repair
Up to $500 rebate

Consumers Energy Water Heater Rebate

Rebate for Consumers Energy gas customers in Jackson who install high-efficiency natural gas water heaters. Rebate amoun...

Energy
Varies; federal tax credit up to 30%

Michigan Solar & Renewable Energy Incentive

Homeowners in Jackson installing solar panels or other renewable energy systems can access the federal 30% Investment Ta...

Solar/Renewable
Up to $1,800 tax credit

Michigan Homestead Property Tax Credit

Michigan income tax credit for Jackson residents who own or rent their primary residence. Credit based on property taxes...

Property Tax Relief
Up to $10,000 toward down payment

MSHDA Step Forward Down Payment Assistance

Down payment assistance for first-time homebuyers in Jackson purchasing a home with an MSHDA mortgage. Available as a se...

Homebuyer
Matching grants up to $5,000

Jackson Historic Preservation Commission Grants

Matching grants for owners of properties in Jackson's historic districts or designated landmarks to fund historically ap...

Historic
Varies by disaster and need

Michigan Disaster Recovery Housing Assistance

State-administered assistance for Jackson residents affected by federally-declared disasters. Covers unmet needs after i...

Disaster
Free or low-cost classes

Jackson Area Homebuyer Education Program

HUD-approved homebuyer education courses for Jackson residents preparing to purchase a home. Covers budgeting, credit, m...

Homebuyer Ed
Average $850 annual assistance

Consumers Energy Low-Income Energy Assistance

Monthly energy bill credits for income-eligible Consumers Energy customers in Jackson. Includes Medical Emergency provis...

Energy
Up to $35,000 rehab costs in mortgage

MSHDA Rehabilitation Mortgage Program

Allows Jackson homebuyers or owners refinancing through MSHDA to finance up to $35,000 in rehabilitation costs into a si...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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