Find grants, rebates, forgivable loans, and free programs for Jacksonville Beach, FL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jacksonville Beach, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by Florida DEO to reduce energy costs for low-income households. Services in...
CDBG-funded program providing major home repairs for owner-occupied homes in Jacksonville Beach. Loan is forgiven after ...
Provides accessibility modifications for low-income Jacksonville Beach residents with disabilities. Improvements include...
JEA offers rebates for residential solar photovoltaic system installations. Rebate is $0.50 per watt up to $4,000 maximu...
JEA provides rebates for qualifying high-efficiency electric heat pump systems. Rebate amounts vary based on SEER and HS...
JEA offers rebates for purchase and installation of qualifying ENERGY STAR certified smart thermostats. Eligible models ...
JEA offers rebates for installation of qualifying ENERGY STAR certified heat pump water heaters. These units are 2-3 tim...
Provides minor home repairs and modifications for Duval County residents age 60 and older with limited income. Grant cov...
USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, o...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a home to meet their accessibility needs. Available to ...
Florida Housing Finance Corporation administers disaster recovery funds to help low- and moderate-income homeowners repa...
HUD-funded program administered by Florida DOH to identify and remediate lead-based paint hazards in homes built before ...
Federal HOME Investment Partnerships Program funds administered by Duval County to provide major home rehabilitation for...
JEA offers rebates for residential customers who replace single-speed pool pumps with ENERGY STAR certified variable spe...
Provides financial assistance for repair or replacement of privately owned sewer lateral lines from home to public main....
State program providing matching grants for hurricane mitigation improvements including roof strengthening, window prote...
Provides emergency grants for critical home repairs that pose immediate threats to health and safety of very low-income ...
Property hardening assistance for frontline community workforce including teachers, first responders, healthcare workers...
Beaches Habitat for Humanity provides critical home repairs at no cost to senior homeowners age 62 and older in the beac...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Jacksonville Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Jacksonville Beach, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.