Find grants, rebates, forgivable loans, and free programs for Jacksonville, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jacksonville, TX, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified households in Cherokee County. Program includes insulation, air sealin...
Provides major home repairs for owner-occupied homes in Jacksonville city limits. Loan is forgiven after 5 years of cont...
Provides emergency grants for repairs that pose immediate health and safety threats to low-income homeowners in Jacksonv...
Provides grants for accessibility modifications to homes of disabled residents in Jacksonville. Includes wheelchair ramp...
Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize homes or remove heal...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a home to meet disability-related needs. Qualifying dis...
Oncor offers rebates for energy-efficient home improvements including insulation, air sealing, duct sealing, and HVAC tu...
Provides subsidized air conditioning tune-up and inspection from participating HVAC contractors. Service includes 21-poi...
Provides minor home repair grants for Cherokee County seniors age 60 and older who are low-income homeowners. Priority g...
Free lead hazard testing and removal for homes built before 1978 with children under age 6 or pregnant women. Services i...
Federal HOME funds administered by TDHCA for homeowner rehabilitation in eligible Texas counties. Provides forgivable lo...
CDBG-DR funds for homeowners affected by federally declared disasters in Texas. Provides grants for home repair, reconst...
Rebates for natural gas customers who purchase energy-efficient gas equipment including tankless water heaters, high-eff...
Federal tax credit (Section 25C) for energy-efficient home improvements including heat pumps, heat pump water heaters, w...
Federal Investment Tax Credit covering 30% of the cost of residential solar panel systems and battery storage installed ...
Assists low-income homeowners with repair or replacement of private sewer lateral lines from home to city main. Priority...
Additional $10,000 homestead exemption for homeowners age 65 or older in Cherokee County. This is in addition to the sta...
Additional $10,000 homestead exemption for homeowners with a disability as defined by Social Security Administration. Mu...
Property tax exemption for disabled veterans based on disability rating: $5,000 for 10-29%, $7,500 for 30-49%, $10,000 f...
Down payment and closing cost assistance for first-time homebuyers in Texas. Provides up to 5% of loan amount (minimum $...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Jacksonville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Jacksonville, 19 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.