Tennessee Housing Development Agency Homeownership Programs

Tennessee Housing Development Agency (THDA)

Available Down Payment

About This Program

THDA offers low-interest mortgages and down payment assistance for first-time homebuyers in Tennessee. Programs include Great Choice Plus with up to $15,000 in down payment/closing cost assistance as a forgivable second mortgage.

Down payment assistance amount varies by program and location

Key Details

  • Down payment assistance up to $15,000
  • Low-interest mortgage options available
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits vary by county (typically below 115% AMI)
  • Second mortgage forgiven after 15 years of residency

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 815-2200

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Deadline: Year-round, subject to funding availability

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