NJHMFA Affordable Homeownership Program

New Jersey Housing and Mortgage Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in New Jersey through participating lenders. Combines with below-market interest rate mortgages.

Maximum down payment assistance available through program

Key Details

  • Up to $10,000 for down payment/closing costs
  • Must be first-time homebuyer
  • Income limits apply by county
  • Use with NJHMFA mortgage products
  • Funds available through participating lenders

How to Apply

Deadline: Ongoing while funds available

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