Colorado Housing Finance Authority First-Time Homebuyer

Colorado Housing Finance Authority (CHFA)

Available Down Payment

About This Program

CHFA offers down payment assistance for first-time homebuyers in Colorado, including Johnstown. Assistance is provided as a second mortgage with competitive rates and can be combined with CHFA first mortgages.

Down payment assistance amount varies by program and income; typical grants range from $7,500 to $15,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits apply (typically up to 80% AMI)
  • Must complete homebuyer education course
  • Available statewide including Johnstown

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 877-2432

A grant-savvy contractor in Johnstown, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing

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