Joliet HOME Homebuyer Assistance

City of Joliet Community Development (HOME)

Available Down Payment

About This Program

HOME-funded forgivable loan for down payment and closing cost assistance to first-time homebuyers purchasing in Joliet with income at or below 80% AMI. Loan forgiven after 5 years of occupancy.

Forgivable loan, no repayment if you remain in the home 5 years

Key Details

  • Forgivable loan up to $15,000
  • For first-time homebuyers in Joliet
  • Income at or below 80% AMI required
  • Covers down payment and closing costs
  • Forgiven after 5 years of occupancy

How to Apply

Deadline: Rolling applications, subject to funding availability

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