Home Improvement Grants in Kalamazoo.

Find grants, rebates, forgivable loans, and free programs for Kalamazoo, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kalamazoo, MI, with individual awards up to $250,000. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Michigan Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified Michigan residents to reduce energy costs. Includes insulation, air se...

Weatherization
Forgivable loan up to $30,000

Kalamazoo Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs in Kalamazoo city limits for owner-occupied homes. Loan is forgiven a...

Home Repair
Up to $10,000 grant

Kalamazoo Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied homes in Kalamazoo city limits with income at or below 50% AMI....

Emergency
Up to $15,000 forgivable loan

Kalamazoo Accessibility Modification Program

CDBG-funded program to make accessibility modifications for disabled residents in owner-occupied Kalamazoo homes. Includ...

Seniors & Disability
Loans up to $50,000

MI Saves Home Energy Loan

Low-interest financing for residential energy efficiency and renewable energy improvements throughout Michigan. No minim...

Energy
Rebates up to $3,500

Consumers Energy Home Energy Rebates

Rebates for Consumers Energy electric and gas customers who install qualifying energy-efficient equipment. Includes furn...

Energy
Free energy upgrades

Consumers Energy Income-Qualified Efficiency Program

Free home energy efficiency upgrades for income-qualified Consumers Energy customers. Includes insulation, air sealing, ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Grants up to $7,500 and loans up to $27,500 for very low-income homeowners in eligible rural areas near Kalamazoo to rep...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to modify a h...

Veterans
Up to $35,000 forgivable loan

Michigan HOME Program - Homeowner Rehabilitation

Federal HOME Investment Partnerships Program funds administered by MSHDA for owner-occupied rehabilitation in qualifying...

Home Repair
Free lead hazard removal

Michigan Lead Hazard Reduction Program

HUD-funded program to remove lead-based paint hazards in Michigan homes built before 1978 with children under 6. Priorit...

Home Repair
Up to $2,000 grant

Kalamazoo County Senior Home Repair Program

Small grants for minor home repairs to help seniors age in place safely in Kalamazoo County. Covers grab bars, minor plu...

Seniors & Disability
Low-interest loan up to $10,000

Kalamazoo County Septic System Repair Program

Low-interest loans for Kalamazoo County homeowners to repair or replace failing septic systems. Protects public health a...

Home Repair
Up to $5,000 grant/loan

Kalamazoo Water Lateral Repair Assistance

Assistance for low-income Kalamazoo homeowners to repair or replace failing water service laterals. Helps prevent water ...

Home Repair
Varies by need

Michigan State Emergency Relief (SER) - Home Heating

Emergency assistance for Michigan households facing imminent energy crisis or furnace failure. Covers emergency furnace ...

Energy
Up to $1,500 tax credit

Michigan Homestead Property Tax Credit

Michigan property tax credit for homeowners and renters with household income below $63,000 (2024). Provides relief when...

Property Tax Relief
Net metering credits + federal ITC

Michigan Solar Net Metering & Incentives

Michigan residential solar customers receive net metering credits for excess solar production sent to the grid. Combined...

Solar/Renewable
25% state tax credit

Michigan Historic Preservation Tax Credit

Michigan offers a 25% state income tax credit for qualified rehabilitation of historic buildings, stackable with 20% fed...

Historic
Down payment assistance + low rate

MSHDA MI Home Loan

Low-interest mortgage with down payment assistance for first-time homebuyers in Michigan, including Kalamazoo. Offers co...

Homebuyer
Free or low-cost classes

Kalamazoo Homebuyer Education Program

HUD-certified homebuyer education courses prepare Kalamazoo residents for homeownership. Topics include budgeting, credi...

Homebuyer Ed

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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