Find grants, rebates, forgivable loans, and free programs for Kalispell, MT, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kalispell, MT, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services including insulation, air sealing, heating system repair/replacement, and energy-e...
Provides forgivable loans for major home repairs to income-qualified owner-occupied homes within Kalispell city limits. ...
Cash rebate for installing qualifying high-efficiency electric heat pumps in NorthWestern Energy service territory. Duct...
Rebate for adding attic, wall, or crawlspace insulation to existing homes. Must meet minimum R-value requirements. Free ...
Rebates for installing energy-efficient electric or natural gas water heaters, including heat pump water heaters. Amount...
Low-interest loans and grants for very low-income homeowners in rural areas to repair, improve, or modernize their homes...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt a fa...
State program to identify and remediate lead-based paint hazards in homes built before 1978 where children under age 6 r...
Grant program for income-qualified homeowners in Kalispell to modify homes for accessibility. Covers ramps, widened door...
Low-interest loan for Kalispell property owners to repair or replace sewer laterals (the pipe connecting home to city ma...
State-funded heating assistance for low-income Montana households. Helps pay heating bills during winter months. Priorit...
Financial assistance for low-income homeowners in Montana to install radon mitigation systems. Radon is a health hazard ...
Emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Covers furnace failur...
Federally-funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes. Loan fo...
Property tax relief for low- and moderate-income homeowners age 62+ or permanently disabled. Provides direct reduction o...
Rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats optimize heating and cooling, redu...
Montana state income tax credit for residential solar electric systems. Provides a tax credit equal to the lesser of $50...
Montana law requires utilities to offer net metering, allowing solar panel owners to receive credit for excess electrici...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Kalispell, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Kalispell, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.