Home Improvement Grants in Katy.

Find grants, rebates, forgivable loans, and free programs for Katy, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Katy, TX, with individual awards up to $200,000. 5 programs target seniors, 3 serve veterans, and 15 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Texas Weatherization Assistance Program (WAP)

The Texas WAP provides free energy efficiency improvements to income-qualified households, reducing energy bills and imp...

Weatherization
Up to $30,000 forgivable loan

TDHCA Owner-Occupied Home Repair Program

TDHCA provides funding to local governments and nonprofits to offer home repair assistance to low-income homeowners. Loa...

Home Repair
Up to $85 rebate

CenterPoint Energy Smart Thermostat Rebate

CenterPoint Energy offers rebates for the purchase and installation of qualifying ENERGY STAR smart thermostats. Rebate ...

Energy
Up to $400 rebate

CenterPoint Energy Tankless Water Heater Rebate

CenterPoint Energy provides rebates for installation of qualifying high-efficiency tankless natural gas water heaters. U...

Energy
Up to $500 rebate

CenterPoint Energy High-Efficiency Furnace Rebate

CenterPoint Energy offers rebates for installation of ENERGY STAR certified high-efficiency natural gas furnaces with 95...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA Section 504 provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

The SAH grant helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

The SHA grant assists veterans with certain service-connected disabilities to adapt or purchase a home to accommodate th...

Veterans
Varies; credits on utility bill

Texas Solar Incentive Program

CenterPoint Energy customers who install solar panels can receive credits for excess energy generated and sent back to t...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

The federal Solar Investment Tax Credit allows homeowners to deduct 30% of the cost of installing a solar energy system ...

Solar/Renewable
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas law exempts the added home value from solar panel installations from property tax assessments. This means your pro...

Property Tax Relief
Minimum $100,000 property value exemption

Texas Homestead Exemption

Texas homeowners who occupy their home as a primary residence on January 1 can exempt at least $100,000 of their home's ...

Property Tax Relief
Additional $10,000+ exemption plus tax ceiling

Over-65 Property Tax Exemption (Fort Bend County)

Texas homeowners age 65 or older receive an additional $10,000 school district exemption plus a tax ceiling that freezes...

Property Tax Relief
Up to 100% exemption based on disability rating

Disabled Veteran Property Tax Exemption

Texas veterans with a service-connected disability rating receive property tax exemptions ranging from $5,000 (10-29% di...

Property Tax Relief
Up to $15,000 grant

Fort Bend County Senior Home Repair Program

Fort Bend County offers home repair grants to low-income homeowners age 60 and older. The program covers critical repair...

Seniors & Disability
Up to $20,000 for accessibility modifications

Harris County Accessibility Modification Program

Harris County provides grants to low-income homeowners with disabilities to make homes wheelchair accessible. Modificati...

Seniors & Disability
Up to $35,000 per unit

Texas HOME Investment Partnerships Program

The federal HOME program provides funding for owner-occupied rehabilitation. Funds are distributed through local governm...

Home Repair
Free lead hazard assessment and remediation

Texas Lead-Based Paint Hazard Reduction Program

The Texas DSHS provides free lead hazard evaluations and remediation for homes built before 1978 with children under age...

Home Repair
Up to $10,000 grant

Texas Emergency Home Repair Program (TDHCA)

TDHCA funds emergency home repairs for very low-income homeowners facing immediate health or safety hazards. Eligible re...

Emergency
Up to $150 in equipment rebates

CenterPoint Energy Home Energy Efficiency Rebates

CenterPoint Energy offers rebates on energy-efficient equipment including programmable thermostats, tankless water heate...

Energy
Up to $200,000 for home repair/reconstruction

Texas General Land Office Hurricane Recovery Program

The Texas General Land Office administers federal CDBG-DR funds to help homeowners recover from hurricanes, floods, and ...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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