Louisiana Mortgage Credit Certificate (MCC)

Louisiana Housing Corporation

Available Down Payment

About This Program

Federal tax credit for first-time homebuyers in Louisiana. Credit equals 20% of annual mortgage interest paid, claimed annually on federal tax return. Can significantly increase purchasing power. Income and purchase price limits apply.

Annual tax credit is 20% of mortgage interest paid each year

Key Details

  • 20% of mortgage interest as annual tax credit
  • Available to first-time homebuyers
  • Income limits apply (moderate income)
  • Can be claimed every year you have the mortgage
  • Increases effective buying power

How to Apply

Get free help applying Visit Official Program Page Track this program

(888) 454-2001

A grant-savvy contractor in Kenner, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to allocation

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