Maryland Mortgage Program (MMP)

Maryland Housing Finance Authority

Available Down Payment

About This Program

Below-market interest rate mortgages for first-time homebuyers in Maryland. Income and purchase price limits apply. Can be combined with down payment assistance. Borrowers must complete homebuyer education course.

Interest rate typically 0.5-1% below conventional market rates

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rate mortgages
  • For first-time homebuyers
  • Income and price limits apply
  • Homebuyer education required
  • Can combine with down payment assistance

How to Apply

A grant-savvy contractor in Kent Island, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to funding

Questions about this program?

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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