Home Improvement Grants in Kerrville.

Find grants, rebates, forgivable loans, and free programs for Kerrville, TX, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kerrville, TX, with individual awards up to $300,000. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

Kerrville CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low-income homeowners in Kerrville city limits. Loan is forgiven aft...

Home Repair
Up to $15,000 grant

Kerrville Accessibility Modification Program

Provides grants for accessibility modifications to help elderly or disabled homeowners remain safely in their homes. Cov...

Seniors & Disability
Up to $8,500 per home

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA through Alamo Area Council of Governments. Provides free weatherization s...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very-low-income homeowners in eligible rural areas of Kerr County to repair or improve their home...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards from t...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. For veterans who ar...

Veterans
Up to $500 rebate

CPS Energy Home Performance Program

Rebates for CPS Energy customers who complete comprehensive home energy improvements through a participating contractor....

Energy
Up to $1,200 rebate

CPS Energy HVAC Rebate Program

Rebates for CPS Energy customers who install high-efficiency HVAC systems. Rebate amounts vary based on system efficienc...

Energy
Up to $400 rebate

CPS Energy Water Heater Rebate

Rebates for CPS Energy customers who install high-efficiency electric or gas water heaters. Tankless and heat pump water...

Energy
Up to $2,500 rebate

CPS Energy SolarHost Rebate

Rebates for CPS Energy customers who install residential solar photovoltaic systems. Rebate amount is based on system si...

Solar/Renewable
100% financing available

Texas PACE Authority Energy Financing

Property Assessed Clean Energy (PACE) financing allows property owners in participating Texas counties to finance energy...

Energy
Up to $300 rebate

Upper Guadalupe River Authority Conservation Rebates

Rebates for Hill Country residents who install water-saving devices including low-flow toilets, rainwater harvesting sys...

Energy
$10,000 homestead exemption

Texas Over-65 Property Tax Exemption

Mandatory school tax exemption of $10,000 for homeowners age 65 or older in Texas. Also freezes school taxes at the amou...

Property Tax Relief
$10,000 homestead exemption

Texas Disability Property Tax Exemption

Mandatory school tax exemption of $10,000 for homeowners who are disabled as defined by Social Security Administration. ...

Property Tax Relief
Up to 100% exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Property tax exemption for disabled veterans based on VA disability rating. 100% disabled veterans receive full exemptio...

Property Tax Relief
Up to $15,000 per unit

Texas Lead-Based Paint Hazard Reduction Grant

HUD-funded program administered by Texas DSHS to identify and remediate lead-based paint hazards in homes built before 1...

Home Repair
Up to $300,000 for reconstruction

Texas General Land Office Disaster Recovery Program

CDBG-DR funding for homeowners affected by federally declared disasters in Texas. Provides assistance for home repair, r...

Disaster
Up to $20,000 grant

Texas Emergency Repair Program (TERP)

Provides emergency home repairs for low-income elderly or disabled homeowners in rural areas. Addresses immediate threat...

Emergency
Up to $5,000 grant

Kerr County On-Site Sewage Facility Repair Program

Grants to repair or replace failing septic systems for low-income homeowners in Kerr County. Protects public health and ...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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