My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Provides 30-year fixed-rate mortgages with competitive rates plus down payment and closing cost assistance for first-time homebuyers in Texas. Must complete homebuyer education course and meet income/purchase price limits.

Down payment assistance typically 3-5% of loan amount

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 5% of loan amount
  • 30-year fixed-rate mortgage with competitive interest
  • Must be first-time homebuyer or not owned home in 3 years
  • Income and purchase price limits apply
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Kingsland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, check with participating lenders

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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