Tennessee Housing Development Agency Down Payment Assistance

Tennessee Housing Development Agency (THDA)

Available Down Payment

About This Program

Down payment and closing cost assistance for eligible first-time homebuyers purchasing in Tennessee. Must be combined with a THDA Great Choice loan. Grant amount up to 4% of purchase price. Homebuyer education required.

Grant amount calculated as percentage of home purchase price, up to maximum

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $15,000 for down payment
  • Must be first-time homebuyer
  • Combined with THDA Great Choice loan
  • Homebuyer education required
  • Income limits apply by county

How to Apply

A grant-savvy contractor in Kingsport, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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