NYS Housing Finance Agency
Down payment and closing cost assistance for first-time homebuyers in New York State. Provided as a zero-interest second mortgage that is forgiven after 10 years of occupancy. Must purchase in New York State and meet income limits.
Second mortgage forgiven after 10 years of owner-occupancy
A grant-savvy contractor in Kingston, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing, subject to funding
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs