Find grants, rebates, forgivable loans, and free programs for Kokomo, IN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kokomo, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for low-income owner-occupied households in Kokomo. Loan is forgiven after 5 years of contin...
Provides emergency home repairs for owner-occupied households in Kokomo with income at or below 50% AMI. Covers items po...
Provides home modifications for disabled or elderly owner-occupants in Kokomo to improve accessibility and independent l...
Provides assistance to low-income homeowners in Kokomo for repair or replacement of failing sewer lateral lines from the...
Federal weatherization program administered through Indiana IHCDA to reduce energy costs for low-income households. Serv...
State-funded home repair grants for low-income Indiana homeowners to address critical health and safety issues. Administ...
HUD-funded program to reduce lead-based paint hazards in qualifying Indiana homes built before 1978 with children under ...
Grants for very low-income homeowners age 62+ in eligible rural areas near Kokomo to remove health and safety hazards or...
Low-interest loans for very low-income homeowners in eligible rural areas near Kokomo to repair, improve, or modernize h...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...
Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. For veterans wh...
Rebates for Duke Energy customers in Kokomo who install qualifying high-efficiency central air conditioners, heat pumps,...
Rebates for Duke Energy customers in Kokomo who install qualifying heat pump water heaters with a Uniform Energy Factor ...
Rebates for Duke Energy customers in Kokomo who add qualifying insulation to their attics, walls, or crawlspaces to impr...
Rebate for Duke Energy customers in Kokomo who purchase and install qualifying smart or programmable thermostats. Smart ...
Free in-home energy assessment for Duke Energy customers in Kokomo. Includes installation of free LED bulbs, advanced po...
Enhanced energy efficiency program for income-qualified Duke Energy customers in Kokomo. May include free insulation, ai...
Federal tax credit for homeowners in Kokomo who install solar photovoltaic systems. Credit equals 30% of total installat...
Property tax deduction for Indiana homeowners age 65 or older with total household income of $30,000 or less. Reduces as...
Property tax deduction for Indiana homeowners with a qualifying disability and total household income of $30,000 or less...
Allows Indiana homeowners age 65 or older to defer property tax payments until the property is sold or transferred. Annu...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Kokomo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Kokomo, 19 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.