CalHFA Affordable Home Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Deferred-payment junior loan for first-time homebuyers in California, providing down payment and closing cost assistance. No monthly payment required; loan is due when the home is sold, refinanced, or no longer owner-occupied.

Standard down payment assistance amount for eligible buyers

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred junior loan up to $10,000
  • First-time homebuyers only
  • No monthly payment required
  • Repaid when home is sold or refinanced
  • Must be used with CalHFA first mortgage

How to Apply

A grant-savvy contractor in La Cañada Flintridge, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through approved lenders

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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