CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance as a shared appreciation loan for first-time homebuyers in California. The loan is repaid when the home is sold, refinanced, or transferred, along with a share of any appreciation in value.

Typical assistance is 20% of purchase price up to program maximum

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to 20% down payment assistance
  • First-time homebuyers only
  • Shared appreciation loan repaid at sale
  • Income limits apply by county
  • Currently paused, check for reopening

How to Apply

A grant-savvy contractor in La Cañada Flintridge, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Program currently paused; check CalHFA for reopening

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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