CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers in California. Provides 3.5% of purchase price (up to $10,000) as a silent second mortgage with zero interest, deferred payment, and no monthly payment. Must be used with CalHFA first mortgage loan.

Maximum down payment assistance for qualifying first-time buyers

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 3.5% of purchase price up to $10,000
  • For first-time homebuyers in La Quinta
  • Zero interest, deferred payment loan
  • Must combine with CalHFA first mortgage
  • Income limits apply (typically 120% AMI)

How to Apply

A grant-savvy contractor in La Quinta, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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