CHFA Down Payment Assistance

Colorado Housing Finance Authority

Available Down Payment

About This Program

Standard down payment assistance program from CHFA providing up to 3% of the loan amount (maximum $6,000) as a second mortgage. Must be used with a CHFA first mortgage loan. Repaid when home is sold or refinanced.

Second mortgage equal to 3% of first mortgage, up to $6,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $6,000 or 3% of loan amount
  • Must use CHFA first mortgage
  • Income limits vary by county
  • Repaid when home sold or refinanced
  • Available statewide

How to Apply

A grant-savvy contractor in Lafayette, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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